InvestmentsLive calculator

SIP Calculator

SIP planning with step-up, inflation, post-tax corpus, and goal tracking.

SIPMutual fundSystematic investmentGoal planning

Calculator Inputs

Configure your scenario
₹5,000
12 %
15 years
10 %
6 %
0.5 %
₹0
₹1,00,00,000

Projected Corpus

₹39,06,380

Post-tax corpus at the selected horizon

Total invested

₹19,06,349

Nominal corpus

₹41,74,241

Real value

₹16,29,996

Goal SIP

₹20,786

Monthly SIP required for the target corpus

Smart insights

  • • Inflation reduces the current scenario to ₹16,29,996 in today's money.
  • • Expense ratio drag costs roughly ₹1,67,684 over this horizon.
  • • Starting five years later would reduce the projected corpus by about ₹25.30L.
Year-wise Growth
Year 1₹63,872₹60,257
Year 2₹1,41,876₹1,26,269
Year 3₹2,36,365₹1,98,457
Year 4₹3,50,041₹2,77,265
Year 5₹4,86,001₹3,63,168
Year 6₹6,47,800₹4,56,673
Year 7₹8,39,505₹5,58,319
Year 8₹10,65,771₹6,68,678

Columns show nominal corpus and inflation-adjusted corpus.

What Is SIP Calculator?

The sip calculator helps you estimate the main numbers that matter before you commit to a financial decision. It is designed to give a fast, accurate answer while keeping the logic and the core assumptions transparent.

Use this calculator when you want a cleaner breakdown than a manual spreadsheet and when you need consistent Indian number formatting, clear supporting content, and related calculators for follow-up planning.

How To Use This SIP Calculator

  1. Enter the required inputs shown in the calculator widget for the sip calculator.
  2. Adjust values until the result matches the scenario you want to evaluate.
  3. Review the primary output cards first, then use the supporting explanation and FAQs below for context.

Formula Used In This SIP Calculator

This sip calculator uses the configured platform formula for the selected scenario and displays the most important variables in plain English.

Refer to the calculator notes and output definitions shown above for the active formula.

  • Each input changes the result in real time.
  • All outputs are formatted for Indian usage and quick comparison.

Example Calculation

A sample sip calculator scenario can be tested by entering the default values in the widget above and then adjusting one variable at a time.

That approach makes it easier to see which field has the biggest effect on the final result.

Tips

  • Use realistic values instead of optimistic assumptions.
  • Compare at least two scenarios before making a decision.
  • Review related calculators when your decision affects taxes, affordability, or returns.

Frequently Asked Questions